What will conventional loan offerings look like in 2-3 years?

[Matt Y.]

I'm looking at a few different options in the suburbs of Portland, one is a lease to own. 

Given the uncertainty in the market, inverted yield curve, etc., what do experienced folks about financing options in two to three years time? I know specific predictions are impossible, but what are some likely potential scenarios?

Are we likely to see continued low interest rates to try to stimulate a flagging economy?

Is it possible / likely that the currently available 5-10% loans for owner occupied are no longer available?

While the cause of this (likely) upcoming recession isn't real estate specific like 2007, how will the impact ripple into the RE markets?

With the lease option, I worry that while I'm happy with the price today, I could see a drop in value of the property over the next couple years and have trouble obtaining a conventional loan without injecting more capital into the property.

All thoughts or opinions are greatly appreciated.

Edit to add:
My question is geared toward loans that are obtainable by people with 700+ credit scores and strong income in relation to outgoing