However, keep in mind that  agency debt is often "assumable", so you may be able to simply transfer the loan to the next buyer, without paying the pre-payment penalty (although there is going to be some assumption fees for the transfer.)Another consideration is that if you're going through Fannie Mae, there's something called a "supplemental loan" which can help you, or the next buyer, to re-leverage the property if the equity has increased a significant amount.Hope that helps!

Over the course of many years, this will add up to significant savings that you can later borrow against for a project if you choose, or even withdraw from to purchase a primary residence.Now, where your $30K comes in would be only IF, by participating in the full match of the 401K plan, your paycheck is dwindled below what you can live on, use your $30K to supplement those savings funds.I hope that makes sense.

Im planning to pursue a buy and hold strategy with SFRs supplemented with some rehabbing on the side.

In terms of contractor certification, from my recollection, the mortgage company runs an assessment based on the contractors license number (ROC #), as well as a supplemental search which includes things like a BBB check on their business.

The commission income was a nice supplement in addition to the rental cash flow.Over the years I changed employers and still kept up investing efforts while acting as an agent too.We did a good job of not spending the extra income and simply reinvesting it.

Pros - you are your own boss/ shot caller, supplemental income, helping people find homes.

You said that ,not me .look we are all grown adults , If They can not meet their responsibilities in life why should i supplement their lifestyle ?

I found the pro version of Rentometer to be bang on in the Phoenix market, but now that they are looking for $30/month, I am looking for other more reasonable tools to supplement CL research.  

The idea of living in one side while renting out the other to supplement mortgage payments seemed like a no brainer.

Having a great contractor and access to off market deals, flipping seems logical to supplement my normal realtor business especially if it takes minimal time / energy.