Find a partner if needed. 

I’m partnering with a friend who has experience with this and is also a realtor.

At least one takes it a step farther and say that Scott partnered with multiple people on the same asset without their knowledge.

My partner is looking for land to build the new Hilton midscale brand.

I would love to partner up.

Ideally, you'd want to be no more than 75% LTV, and 70% is better.If you don't want a DSCR loan, your next best option will be to partner with someone with good credit and enough income to qual.

Purchase price: $585,000 House hacking my first SFH - airbnbing the basement that has a separate entrance and my partner pays me for rent How did you finance this deal?

My partner was skeptical but when there is a leak the wheel spins constantly and we send a tenant note asking who has a leak.  

Late 2023 Tenants placed Oct/Nov/Dec 2023Portfolio  6.95% loan/cash our refi 400K from first build,  apply  200K to each of the next two builds, 70K  cash from investor partner 2.  

They aren't financially responsible if things don't get fixed etc.In my area many out of state landlords designate a local partner, handyman, etc as being their "agent" for purposes of this requirement.If there is a serious issue with the property, I guess there can be no excuse for the agent not to come to the property quickly to at least evaluate and start to address it unlike someone out of state.