Currently FHA is offering no doc short sales through 4/2025, so you wont even have to provide any financials to get your short sale  approved.

Given your need to avoid personal guarantees and collateral, consider the following institutions:KeyBank: Headquartered in Cleveland, KeyBank offers a range of commercial banking services and has experience with international clients.

Run your own numbers and make an offer that works for you on EVERY property you analyze.

Everyone you ever need to do business with will offer enough transparency to show their authenticity and legitimacy.With the internet there is an abundance of good people to do business with and most are fighting to prove they are such.

Offer to give him a slight discount if he stays, certainly no more than 10% below market.

we do a brief pre-application online before offering to physically show any apartments. 

The issue lies within the inability to currently afford a bigger house in the area we live.My W-2 issues annual stock distributions and I just received my first one (40K).

Just not seeing anything that makes us want to put in an offer.

If you’re on a tighter budget, corrugated steel is a good compromise, offering a solid roof at a more affordable price, but just be aware that it might require a bit more upkeep down the line.Best of luck with the roofing decision.

Quote from @Dj Hume: Hi @Nathan Frost,I’ll preface that I don’t encourage going into any inspection to request credits, it usually means your offer is overpriced.