People told me to hold off around Covid four years ago and wait for stability.

Also, explain how you'll share the acquisition costs, such as the down payment, renovation, and closing costs.Payment Responsibilities: Explain how to divide and pay for regular costs like mortgage, property taxes, insurance, homeowners association fees (if applicable), and upkeep expenses.Management and Maintenance: Agree on how property maintenance, repairs, and improvements will be handled, including decision-making processes, funding for these activities, and responsibilities for performing or managing the work.Single Decision Point: For example, I've seen situations where one person agreed to replace an appliance while another strongly opposed it.

If you’re not comfortable with your analysis and still want to pursue the purchase, I would recommend engaging the services of a real estate consultant holding the CRE designation and paying them for a short form report.   

You can achieve this by regularly checking the Search Terms report, routinely searching for your brand on Google, and pulling the actual keywords that are converted in your CRM.

I am interested in learning more about Buy and Hold properties.  

Investment Info:Small multi-family (2-4 units) buy & hold investment in Central City. 10 acres residential Wooded What made you interested in investing in this type of deal?

They can get you access to conventional lending, and loans insuredunder CMHC (regular, as well as MLI select).

Everything is talking about the regular "get a mortgage buy a house wait for market to drop wait for rates to go down" which is totally fine and normal (and mostly how I make money as a realtor) but there are way more ways to buy than just that route!!

If so, are they regularly making changes and optimizing within the tool?

Long term buy and hold, mid term rentals, short term rentals, fix and flip, wholesale etc...