Migration Patterns? 

And now, the veteran gets screwed.Seeing a pattern here? 

I don't care as much about credit score vs the details of their history, patterns and bankruptcies, etc.

@Matthew Defore lowes has “new“ 9” vinyl tile in gRAY, black and white stenciled patterns that would make a trendy backsplash.

If you find a pattern you like in quartz then because it’s more durable it’s the way to go. 

Now we're definitely returning to that seasonal pattern, and it's a hard time of year to find tenants (from now until end of February/March in my experience).

I already had all the team in place from other projects (architecture, civil, structural, soils, geology, survey, historical) ... we've been at it for 9 months and we haven't even submitted final construction docs.That's one anecdotal example, but the pattern is clear - whether it's CEQA or Historical or riparian habitat or community plan or setbacks or parking or mixed use bonus that hits the FAR ceiling or phantom floors or utility undergrounding, there's just a lot to understand if you're trying to build anything more than a duplex on a single property within City limits.I only have development experience in SD City limits ... curious if anyone has experience doing this in surrounding jurisdictions (La Mesa?  

I found folks at the point of foreclosure often wanted and needed the absolute most for their homes, were difficult to deal with and had a pattern of not making a hard decision.

Insurance rates follow a similar pattern. 

@Evan Rice I’m buying but am currently in a bit of a holding pattern as I’m working to reposition my latest purchase, (1 week ago), and get started on the work needed there and get the management in place to get it turned around.