I have not done business in all states, nor have I examined banks in all states, but I think I'm safe in saying all states allow future advance notes.

Click on the top menu, "Stats and Trends"...

Examine your contract carefully to see which components need to be worked upon and which ones can be left.

According to OFHEO stats, roughly half of all mortgage originations between 04 and 07 were cash out refi's.

How has this helped your stats?

None except it's common sense in America that when examined across the board, private education always has better results than public.

I supplied complete CMA's from two separate Realtors and other stats surrounding the property.

The due diligence items need to all be examined by you.

Thanks Finance Examiner.

All of them will be on the hook for the full amount due as well; it does not get divided up in percentages based on who can afford what.Maybe you need to examine a different approach, say posting other property as additional collateral, or assigning rents from other income producing property (if free and clear).