See your accountant for qualified expenses from settlements and what constitute improvements vs. maintenance as it affects the life of the property.

Doing otherwise would generally constitute loan fraud, though there are exceptions if you need to move out a bit early for a valid reason.All three of these loans are pretty similarly easy to qualify for in terms of income and credit requirements.Hope some of that helps. :)

The property was booked almost constantly and they did well….I suppose that constitutes friendly?

Can you please let me know what constitutes professional guidance, I am mostly planning to sell as is as I have very little time to make any upgrades to beautify and coming to investors don't they show up regardless of realtor once the listing goes to the MLS anyways?

Illinois has the same problem, but they are handcuffed by politicians kicking the can down the road for years not raising taxes enough and a state constitution that forbids changes to the pension system. 

and what, in your view, constitutes a crash?

Jason, I agree that he needs to engage the borrower, however making any new terms will constitute making a new loan requiring the note and the note holder to comply with the new laws, he can end up doing more to damage his position than help.

Furthermore, the 100k at no interest may constitute a gift, which is a taxable event (again, check with a good RE CPA or attorney).

No, that's an excellent question if one were trying to determine if a person's Constitutional rights would be violated by impeding that person's due process...

Learn them and do not violate them.Here's the biggie: people in prison are known to have a constitutional difficulty in telling the truth and will sometimes lie when the truth would sound better!