Together, let's continue to prosper and thrive in the ever-evolving realm of real estate finance.I'm genuinely excited to get better acquainted with all of you and to serve as a valuable resource in this remarkable community!

As tax laws evolve, staying abreast of these changes becomes paramount for investors seeking to optimize their returns while contributing positively to the communities they operate in.

Having spent time as a mortgage loan officer, I know that regulations for lending are constantly evolving and changing, usually becoming more strict as time goes on.  

Define if you want to buy and hold, flip, wholesale and then evolve into what you want long term.

For your own properties of course no real estate license is required.If you are just managing the online aspect of STR, then it sounds like you are doing something similar to evolve vacation rentals...they manage the STR and charge a 10% fee to the property owner.  

Yes, it's the right thinking, look at the amortization schedule and you can see where you'd be, simplist way.However, you should use an attroney to draft the note, not sure if that was clear, IF the safe act applies, if it does, there are restrictions on any balloon payment before 2/3 of the balance has been paid (unless that 2/3 has been changed as the regulations are still evolving, I've seen 1/2 as well) an attorney can tell you in your state.

Over the past month I have began to use this more so I should probably take your feedback and@Brandon Stevens feedback and just evolve this into a full calculator/analyzer.

I created it years ago and it has evolved many times.

I am sure things have evolved since 2017!

Everyone has had very good suggestions so far.Remember that markets are ever evolving and what used to work in the past doesn't always work today or in the future.You have to appreciate that if you have no money and no credit you are probably going to have to have seller finance which means you won't get the best deal on the price...for a rehabber this is the kiss of death.