After categorizing all 2023 transactions correctly, I went back to QuickBooks 2022 to compare and was instantly alarmed.

An umbrella policy is relatively cheap and I feel secure in doing it this way.  

My question is can I legally keep their security deposit?

I manage 325 units currently, and there are quite a few scammers out there that use this even to secure an apartment and then never pay.

I have a very odd situation:I basically bought a house for a friend of mine about a year ago and gave him a 5% interest only loan for the entire purchase/closing/renovation costs.Both he and I would like him to get more permanent financing.But, he does not have a social security number. 

At another point, the wind blew down a brick wall he had just "secured" onto the epdm mule hide layer he had just laid down.

That said I do agree that perfect ratings set off alarms for most, there have been studies with Amazon reviews about this.

They are very knowledgeable regarding fund design but mostly act as a high priced facilitator to connect you with securities counsel.

There is a second smaller window in the bedroom, that has the exact same layout (fixed center pane, horizontal sliders on the left and right).Does anyone have any idea for a window guard that would work or how to secure a regular window guard with these types of windows?

Sidebar, you usually don't have a Social Security savings with typical rental losses.