Can anyone recommend a reputable insurance company for an owner-occupied triplex? 

Does anyone have any strategies on how to find reputable people that are going to do what they say they are going to do when they say they're going to do it? 

I will give a bit more information and maybe I can get a clearer direction:Strategies I am debating are the following: Buy small lot and have a local contractor build a 3ba/2ba basic/value house so I can resell.Buy a manufactured home, place it on a lot, then re-list it.Rentals, but it is difficult to find any house less than 120k in my area that isn't slums.

There may be and IRS exemption for extenuating circumstances but you should check with a reputable experienced CPA.

I would like to know if anyone has any feedback or information concerning these two programs (i.e. are they reputable, are the beneficial, etc.).

With most of the real estate around me not having good cash flow numbers, I stated looking at some trailer/manufactured home parks.One near me in south Ypsilanti (south of I-94) has some going from between $10k-$40k  a $10k example is 900 sq ft 2 bedroom that rents for $760/mo.

A reputable broker in the area had explained to me that balloon payments are pretty rare.

I am also happy to supply some referrals from some "reputable"agencies in the area.

It's a slippery slope to offer rent credits.My advice is to use a reputable AC repair company that does the job right.

This may be a dumb question, which I think I know the answer to...but do you only want to flip single family homes, or are manufactured homes/mobile homes even an option?