Occupancy rates can fluctuate mainly depending on the quality of the unit and building.

Phil,I'm curious as to why or how you're basing your value vs. zillow's highly inaccurate and wildly fluctuating zestimate.There are many posts and arguments around the web on the problems and tainting this zestimate does to both buyers and sellers thoughts.In my area, the zestimate fluctuates constantly and way to quickly.

It's essentially the same thing as a HELOC, but uses the assets in your brokerage account as collateral instead of a home.Some points to note:These types of loans are only available in managed brokerage accounts, so if your stocks/bonds/ETFs are in an eTrade account (or whatever), you'd need to move them first.These accounts typically require something like a $100k to $125k minimum asset value to approve a loan, so if you've got less than that it wont work.Most managed accounts cost a 1% annual management fee, so think of that as an extra 1% on top of the interest rate.These accounts typically let you borrow up to 75% of your equity, but due to market fluctuations, you should consider imposing your own, smaller limit.Interest rates are comparable to a HELOC, plus that extra 1% management fee, and like a HELOC, it's a revolving line of credit vs a fixed, monthly payment. 

Hi BP Community, 1st time home buyer currently in escrow. 5 days ago lender suggested to lock rate at 5.99%, which we agreed to lock it in at that rate.Received a notice today that rate was unable to be locked due to fluctuations in market.

Labor and material rates fluctuate from region to region to much.

Declining Balance as well as a toggle for Section 179 deductions- Other Scenario/What-If Analysis - Interest Rate Fluctuations effect on return and other

There are many reasons for climate fluctuations.

However, as J Scott pointed out, if bank fails to have adaquate assts, their required reserves fluctuate up and down.

While you don't deal with the risks of the paper market, except for the price fluctuation, you do need to keep abreast of what's driving the price in order to be ready to exit PM in order to move your wealth into the next asset\commodity bull market\ bubble.

Interest rates fluctuate, but they're around that 4.2% number.