below is the answer I got. it cut and pasts backwards.. 530 Center Street NE, Suite 100, Salem, OR 97301State of Oregon - Real Estate AgencyFrances Hlawatsch | Financial InvestigatorBest regards,Thank you again for the information, if I have further questions for you during the investigation I will certainly reach out.The Agency is well aware that unlicensed “wholesalers” are rampant in our jurisdiction.

When I knew him, he was a retired teacher and had owned the agency I worked at, before he sold it out.

Account ClosedLender direct, agency debt.

Bill Gulley I have already applied to other agencies to shorten my commute etc but if it doesn't pan out I want a backup option!

Hello All,I looking for recommendation for insurance agency/broker.

You could ask the seller's agent (if Dual Agency is allowed in the state you're in, in IL it's allowed but you would need to sign a written disclosure).

Brand new to BP and still formulating my business model but working on a strategy to specifically fill this niche and become an agent that can invest my agency income as a partner in investments. 

Yes you need to use the agency form standard from the MLS.

. :) Yup, borrowed funds secured by some other real estate (like a 2nd mortgage) are fine.Unsecured borrowed funds (or down payment gifts on non-owner occupied homes) are a no-no.Or, if the borrowed funds are enough to buy the whole house and you don't need an Agency 30YF mortgage, then of course the mortgage rules don't matter at all. 

I am unsure of how I should run numbers to see what works.Unsecured borrowed funds and gifts cannot be used as down payment, cash to close, or reserves, if you want an agency 30YF mortgage, without committing fraud.But secured funds can be used.