A filled out application for everyone that is wanting to live there - (no exceptions here either)If there is no rental history, we will ask for 1.5 times the deposit and a co-signer. 

@Michael Plaks what happens when someone makes an investment as a co-GP (instead of LP), getting a share of the cash flow from fees during the hold period (asset mgmt fee, property mgmt fee, etc) - are these cash flows treated as long term capital gains / qualified dividends (15/20% taxation) or ordinary income (tax rate based on income)?

@JJ Wright @Mary K.I found the deal through a co-effort with my agent (who is also a BP member).

Would a CO Refi be best?

You could of course get your first rental with a co-signer on the loan pretty easily.

Again, the HVAC contractor with a CO sniffer can help diagnose where it is coming from.Finally, the simplest solution for detection is to get a combo smoke / CO detector to replace your existing smoke detectors. 

Why are you using a Co-Borrower? 

I have a co-worker once who encountered an inspector at her home to check that she is actually the owner occupant of her home that she obtained a mortgage on.

Insufficient income...DenyWhy are you wasting your time and exposing your self to unnecessary risk by seeking a co-signer.

He switched gears this week from Fannie/Freddie financing to bank/bridge financing and may no longer need a co-signor but we will see how it plays out.