Maybe I just don’t understand the concept but it seems exhausting.

That way you avoid the prepayment penalties also.I'm a DSCR broker and always tell client to exhaust the conventional options before getting a DSCR loan. 

Plan set:Page 1 cover sheet - project info, map, project team (owner, designer, energy engineer, structural engineer and solar consultant), list of all windows and doors to be used and index of all the sheets to follow - Architect (Arc)Page 2-4 - signed affidavit from the city saying you agree and will follow their conditions - City / OwnerPage 5 - floor plan, site plan (including existing utilities), and roof plan (design and pitch) - ArcPage 6 - solar panel / inverter specs - Solar companyPage 7 - elevations (what the home will look like from the back, front, sides) and insulation detail - ArcPage 8 - Electrical, mechanical, and plumbing plan (every switch, wire, outlet, exhaust fan, etc.) - ArcPage 9-11 - Title24 energy calculations - home must be net-zero energy - this specifies heating, cooling, water heater, solar panel system size needed to make it net zero energy use - Energy (T24) engineerPage 12-14 - Structural engineer general notes, concrete detail, framing detail with nailing detail - Structural engineer (SE)Page 15 - Foundation plan - concrete footings, posts and hardware, shear wall schedule - SEPage 16 - Roof framing plan with hardware, shear wall schedule - SEPage 17-20 - Framing detail for walls, posts, roof, shear walls etc - SE Structural calculations:37 pages of math-  design criteria, framing design and calculations, foundation design and calculations and lateral analysis - SE       

Legal battles are for after you've exhausted all the other venues and are backed into a corner.Fighting eminent domain would cost you a fortune.

Thanks for sharing @Tim Lindstrom.some tenants can be exhausting, tired landlords had skipped my attention

I 100% believe this is just trolling, and am exhausted of the lack of policing such on the forums. 

There is always options but I would certainly exhaust all options before deciding to sell and leave...If you sell and move to a place that you end up hating, you likely won't be able to change your mind and come back here to purchase something.You can also consider making your place a medium term rental and go rent something slightly bigger until you figure out your options if you really don't like where you guys are staying....I'm happy to give you a few pointers for your furnished rental if you'd like, feel free to reach out.

I run a kitchen full time so I am pretty exhausted all the time as it is!  

Treat the reserve like a liability which is reduced as interest expense is recorded monthly.After the amount is exhausted, the treatment depends on the terms of the loan agreement.

That treadmill is huge, heavy and exhausting.