Experian Credit and nationwide criminal/eviction reports for $19.95.

No offense, but it sounds like you just got excited for a minute thinking about it and made this post.  

Then I ran into a number of tenant issues, criminal activity in my units, vacancies, and maintenance expenses which leads me to a never ending nightmare of costs lately with very little rent.  

For the complete report, please visit Emerging Trends in Real Estate 2016Here are the Contents with topics covered in the report:Contents2 Chapter 1 Coordinating Offense and Defense in 20165 18-Hour Cities 2.06 Next Stop: the Suburbs . . .

This is more or less my model with the exception of income range, as our niche is lower middle-class rather than low-income individuals; they take better care of the property as a rule, have less problems with credit, criminal background and evictions, and are just as likely to be long-term renters.

This will be the first time I am going to use smartmove for credit, criminal, and eviction check so I'm a little fresh to it.

It makes their job easier, assuming the appraiser doesn't take offense to your assistance.  

Unless they just finished a BK, it could mean the borrower is a habitual credit criminal.

I am also taking online classes through Liberty University for a degree in Criminal Justice.

Chris Martin hit the nail on the head but if you have to ask that questions (no offense intended - it was a good question) there are probably other questions you should ask or maybe have not thought to ask.