The Holding Fee is ONLY credited to their lease upon MoveIn.

To give them credit, there are so many rules and regs for any county, it's impossible for the one person you happen to get on the phone to know everything.So just to be on the safe side, you probably should give them a call again to get some clarity on ALL of the requirements for renting out a basement apartment. 

Right now, I'm pretty suspicious.The good news is that her credit score is over 750, and I usually want over 700. 

Last, there are a ton of unsecured loan options for you if you have decent credit (usually 700+) and low credit card utilization (under 30%). 

If I allow them, they must own real estate and have impeccable credit.

I am a buy-hold investor and new to wholesaling and would like to get started on the right track.

And while there are a ton of people on these forums and social media that I would never trust my money with, there are also a lot of people/companies that are on social media that are great operators with long track records.If you are not going to go that route, I recommend you start hitting up local meetups and REIA groups.  

If your balance is 300k then that means you can take a line of credit of about 240k on your property.

Hi, I got in contact with a mortgage agent from Royal Credit Union, they helped me run some numbers and gave me this as an estimate.Is this a good rate?

And lastly, I search FunishedFinder listings nearby, find comparable properties, and track the listed rent for a few months (does it increase, decrease?).