Refinish decks (if you have them) like clockwork every 2 years.That sort of thing.

He did respond to someone whose account was closed and their original post removed so it does sort of look like he is talking to himself.

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out. 

Digitize physical receipts for easy storage and use a consistent naming convention for easy sorting - 2024.03.25 Home Depot.- Maintain proper records, such as contracts, settlement statements, and promissory notes.- Additionally, you can track income and expenses consistently using software or spreadsheets.If you track everything, you could show a loss and use that to offset other earned income (such as a W2) which will net you a bigger refund.

Worst case, those will probably cost you 15-20% in interest and fees.

And hopefully, this is the worst guest/event that happens to you for all of 2025.

There was something in it for both of us.You have to find some sort of common ground or gain a lot of trust to show how serious you are about this.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.

WORST case.

As of October 2024, 75% of remote work employees now have some sort of in-person work requirement, up from 63% in 2023 (Source).