Any advice/recommendation/similar experience is appreciated.Aloha Jinxiang,  I would check with your insurance carrier anyway before filing a claim.   

What are some other things I should retain to make the landlord experience easier?

Since you already have experience with both short-term and long-term rentals, house hacking a duplex could be a smart next move.

Quote from @Ricardo Lemus: Hi there,You guys probably went thru some of my post already and even help me with some experiences - Thanks a lot :)This time, after 6 months on this, I think part of my brain is saying that somehow I am in the right direction, and the other part is saying something is going on with the rent price I have set for my properties.

Hi everyone, I am wondering if anyone Has had any good experience with a particular lender that will loan on a empty lot?

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

Their experiences could offer valuable insights and strategies to help you navigate the market.Good luck on your journey! 

Use it to gain some experience as a landlord and in two years leverage the equity to purchase a duplex.

Has anyone else had similar experiences with BTRs?

I’ve been coaching new investors for a while and many lack funds to get started but find both the lack of knowledge, experience, and funds, often derails them.