With $100k in equity, you might be able to secure financing for a smaller rental property without significantly increasing your housing payment.    

Additionally, high-income earners with modified adjusted gross income (MAGI) over $250,000 (married filing jointly) may be subject to the 3.8% Net Investment Income Tax (NIIT).For 2025, bonus depreciation is at 40%, so consider leveraging it for eligible property assets like appliances or fixtures to accelerate deductions.

These methods involve securing financing, identifying suitable properties, and overseeing renovations.

They’re “meaner” than me so they charge late fees (I get 1/2), file pay or quits, and increase rents faster and further than I would.

Purchase price: $740,000 Cash invested: $1,300,000 Sale price: $3,850,000 I refer to this project as a new construction house hack, as I secured a primary residence construction loan for a two-family home.

If you just have one rental you can probably get by with generic tax filing software.

Ask them about the price but also ask if they need you to secure financing.2.

For example I have an account for each property and a sub-account just for the security deposits for those properties.

Secure your dream home and call it a day?

I know most BP note investors deal in SFR notes exclusively, or at least mostly, and for myself 98% of my note investments are notes secured by commercial properties.