The education you'll gain from that experience will far outweigh the low salary/wages that you'll be paid.

I think the bad Karma out weighs the waving of a document. 

Your not going to have much luck forcing tenant to have internet..The cost of the service is a expense you can deduct from your taxes.. it outweighs the cost of water and if there a way possible to add the connection to the apartment it's a bonus for your tenant,, and cost could be rolled over into rent.. 

Do you think the higher return outweighs the risks (such as crime, vacancies, and maintenance expenses) when compared to a property in say downtown or midtown Sacramento which seems to me a pure appreciation play right now?

I will look into the tax benefits for student loans, the benefit may even outweigh the small interest difference from the USAA loan.

High prices, government over regulation, high taxes and a negative net migration in population FAR out weigh the fact that Indianapolis is 3 1/2 hours away.

His immediate need outweighs the long term. 

My state, WI, has a great mortgage option for first timers, that outweighs FHA.

The terms were much better through the credit union, 1% lower interest rate, 30 year term, 75% LTV. the advantage to the federal loans is the ability to take out non-recourse debt, but for us the other perks outweighed that value.

Sometimes the HOA fees (essential the same as our Body Corporate fees for units here in Oz) can be very high and out weigh any cashflow benefit of the rent.Getting funding can certainly be harder but not impossible.