And we replace a lot of the major CapEx like roofs, hvac, exterior paint, etc that seem to cause more headaches. 

We introduced a new color scheme for our new construction homes.Once the exterior paint was finished, we realized that we strongly disliked the color we chose for the garage door.Easy fix, spend the money to repaint the garage door and update the color package for future homes.Hiccups like this happen every day in this industry.

When this was discussed at the last HOA meeting 2 weeks ago, only 18 lot owners out of 65 total were represented on the meeting, about half of the attendees were good to allow STR’s while the other half were opposed.

Asset protection is an obvious reason for many, but if you are sued, in reality, the opposing attorney will do everything to get to you personally, anyways.  

So some have one or the other.I like solar powered cameras instead of Ring's of any kind.I have the Eufy exterior camera with separate solar panel.

And exterior curb appeal is veryyy important. 

Exterior work is difficult from Mid November through late March, but most of it can be done besides painting.

In the summer everything settles back down.If my assumption is correct, when the foundation lifts the floor in the winter, it will also raise the exterior wall sitting on it.

Aloha,Poorly maintained tanks, and especially tanks in an environment that creates excessive condensation on the exterior of the tank, often drip onto the floor, damaging floorcoverings and underlying typical subfloors or hardwood flooring.

You can refinance conventional if you really want to but you would need to wait a year for cash out as opposed to 3-6 months with DSCR