I usually tell my clients that you should expect that you have to refi at MINIMUM, 1 year after initial purchase to minimize the Appraiser risk.

My gross income is a bit less than $7k (and I'm renting near top of market rates) with minimal repairs ($2k/y), but...1.

If you have clear expectations, you can minimize the chances of going through a dispute.

This approach ensured minimal holding costs and a faster return on investment.

Cash invested: $80,000 Acquired this property Sub-to as a quick flip with minimal repairs required.

Combining these two minimizes the impact of financing on your Net revenue. 

Each has their own priorities and they are often diametrically opposed:•Owners want to maximize rental income while minimizing expenses.

I recently obtained my HI real estate license to access the MLS and assist with my personal house-hunting needs.Does anyone know of a more boutique brokerage on Maui where I can hang my license with minimal overhead and without the requirement of going through a mentorship program?

Would love to hear more about your thoughts on the refinancing options you’re considering or if you’re looking at any other ways to structure the financing to minimize those risks.

.- Stick to B and C+ Areas: These neighborhoods balance affordability and tenant quality, minimizing risk.- Analyze Properties Remotely: Use tools like BiggerPockets calculators to evaluate deals.