Our main carrier policy converts to vacant dwelling policy at completion for duration of term and can be renewed on case by case basis if unfinished or unsold.  

I put in two layers of rockwool + 5/8" drywall between my basement and main level, and was so glad I did it.

The main reason I ask is because that is significantly below primary residence mortgage rates let alone any investment loans, if you can get rates like that I might need to make some changes on my end hahahTo answer your original question, assuming all else is equal long-term fixed rate debt is valuable. 

It's something the wife and I are considering, mainly because our house flooded during covid and after the Austin ice storm. 

I thought there was a chance that one could use real estate to directly lower their main source of taxable income (such as a w2).

The other main way I did it was by just telling people that I invest and kind of just talking about it all the time.

My main concern is the interest rates being so high now as to whether what I'm hoping to achieve is really even possible. 

They said it’s way too small for the price. (3,192 square foot total) 2,200 on the main floor alone.

Also, how much time do you want to spend doing real estate vs. your main job or extra work in order to fund it.

I dedicated three months to remodeling the interior myself, transforming the space with a vibrant Retro Tiki vibe featuring splashes of color and creative design.