I am seeing a different insurance issue.  

Quote from @Mike Donovan: Found this thread as I am researching Landlord insurance as it relates to student housing.  

Do they have insurance and property tax reduction reports in their study?

It was all really quick, and the time to complete everything happened a lot faster than I expected (which was a good thing).I was worried at first that I had to use all the partners that Rent to Retirement had, but it was really easy for me to shop around for different lenders with different terms and rates, insurance providers, and property management company.

A lot of sellers are panicking, thinking the market’s going to crash, but they don’t really understand what’s happening behind the scenes—demand is still strong, people are still moving to Florida, and that creates opportunities.I own 32 properties, and I’m always tracking values—rents, insurance, taxes, all of it.

The amount of downpayment requirement insures buyers having "skin in the game". 

These typically include services like renters insurance, HVAC filter delivery, pest control, and sometimes utility management.

Let's assume your expenses (mortgage, taxes, insurance, maintenance, vacancy, etc.) comes to a clean $600 and the property rents for $1,000.

The two-count indictment charges them with conspiracy to commit wire fraud affecting a financial institution and conspiracy to submit false statements to a federally insured financial institution.

That is unless you have a JV or other equity partner who is putting up the funds immediately with no lien, title insurance, etc.