Multiply the two.Utilities-Totally variable, depends on the type of utilities to each property, the size of the property, and the degree of insulation. 

We are looking for recommendations on a trustworthy exterminator and a contractor that can help with sealing the attic after extermination.Also, any tips on cleaning up the mess and replacing the contaminated insulation?

We ended up having to do a lot more work than expected (including a new roof, water heater, pulling out ceilings, etc) and also did some work that wasn't "needed" like insulating and replacing the ceilings of the top floor. 

That discount as well as the vintage of the loans insulates the fund, in a sense, from fluctuation in market rates rising and falling.There is a correlation to investor desired returns and prevailing market interest rates and returns however in general the closer you are to market returns via market interest the more sensitive the investment would be to rate movement.  

@Dustin Palls, it is my understanding that contamination can often result in the removal of air ducts and even attic insulation. 

I heard that blown in insulation may be the best option?  

“Because the $20,000 took so much away from their equity to put into another home, they decided not to sell,” she said.Another client of Chaname had difficulty selling his home because would-be buyers balked at paying $16,000 more for a home with HERO-financed air conditioning, duct work, water heater and insulation when similar homes were selling for less.The buyers argued they were paying for the improvements twice – through the higher valuation on the house and assumption of the loan.

At the same time, if you insulated and sealed it good you could keep it above freezing with a small electric space heater. 

Insulation.  

Plus asbestos laden insulation and popcorn ceilings were an issue with many MH's.