Your Toledo PM can probably do better than $6k on a pretty light turnover if you ask for it. 

I usually recommend clients a pretty easy cosmetic rehab which is refinish floors, replace cabinets with modern white ones, add a white stone, new appliances, new bathroom vanity/mirror/light fixture and add in unit laundry. 

If the husband defaults on the loan, it could affect the household's financial situation, potentially leading to missed payments on other obligations or a decrease in property value, which might influence her credit indirectly.3.

We have minimal resources as far as money goes, but we have a relatively long list of upgrades (window treatments, hardware, light fixtures, paint, etc).

Quartz countertops are durable and widely appealing, and neutral cabinet colors like white or light gray work well.

Extended kitchen cabinets to ceiling to help look custom, changed all light fixtures, added cabinet hardware to cabinets, added accent walls, added swing to front porch.

Due to amortization schedules front loading; you could be burning money if you go light on your down payment and use a 30 year. 

Custom built closets NO wire closest.. lights in the closets upgraded electrical etc etc.

Light to moderate. 

Block construction cement floors with the floors sloping to a central drain. concrete counter tops stainless kitchen cabinets boob lights and minimum windows by code .