You can potentially go up to 95% loan to value if credit is healthy. 

Similarly Market Supply has remained at a more healthy value, but is not indicating any issue or distress of the market.

Most of tney in Portuguese real estate has been made selling or renting short-term premium properties to foreigners.So my main issue would be getting any long term sustainable capital appreciation, as a little bit f cash flow doesn't make anyone healthy.

Once you're situated with being able to put a healthy downpayment + quality reserves, decide to leverage in physical REI. 

Dividend paying policies with healthy guaranteed interest and reasonable interest rates on loans.

I also bake in a healthy amount of reserves, your definition of healthy and mine I believe will differ.

It emphasized the need for flexibility in project timelines and the importance of maintaining healthy profit margins to mitigate challenges.

It emphasized the need for flexibility in project timelines and the importance of maintaining healthy profit margins to mitigate challenges.

It emphasized the need for flexibility in project timelines and the importance of maintaining healthy profit margins to mitigate challenges.

If you've been getting tons of applications and just rejecting everyone then that's one thing, but if you aren't receiving a healthy number leads, showings, and applications, you should really consider lowering it.