It makes me sick to my stomach the thought of settling but I also know that its a gamble to go forward with litigation.

Long story short I was at least able to defend myself, invoke the general warranty in my deed, add a claim against the attorney for malpractice... and the malpractice carrier paid the item days prior to the scheduled foreclosure.To those who like to gamble and as I say to all buyers who decline owners coverage...

Yes, time in the market is key, but most, myself included, have had a tendency to gamble on stocks, lose our money and never truly hold.

That's an $1800 gamble with this software.

You can also win at anything in life and if you keep gambling away with your proceeds, sooner or later you can have a bad loss. 

Without investing time into research and understanding a neighborhood, REI can be a bit of a gamble.

It you found THE location and McD can't go anywhere else in a cheaper market (not typical) then you could try to ground lease but that's more of a risky gamble and I'd have many exit strategies. 

There is a test called HOWEY test (you can google it).Basically if the asset is an "investment of money in a common enterprise, with a reasonable expectation of profits to be derived from the efforts of others" it is considered a security.  

Not worth an OOS investor gambling on investing in that Neighborhood when there are so many other BETTER Neighborhoods.

Would that be investing or more like gambling?