To determine the correct treatment, consider the RV's permanence, utility connections, and business use.This post does not create a CPA-Client relationship.

It's a relationship game more than anything, so if you're building strong relationships with them and providing a consistent product, you'll be golden.

@Fareen E.Great question, and it’s excellent that you’re thinking ahead about this scenario.

SubTo (Subject-To) can be an excellent strategy when done right. 

Quote from @Jessie Dillon: one thing that you can do is have the seller transfer the deed to a living trust that they're the sole beneficiary of, and call the bank to give them a heads up that they're doing it for estate planning purposes. then, a month or more later, buy the property sub-to, and change the beneficiary of the trust. the bank can not see who owns a trust, and if they ever come back and question it, you can just swap the beneficiaries again, show the bank that the seller is still the owner, then swap it back again when they buzz off. this is one of many reasons it's so important to keep a good relationships with the seller if you're buying this way. you have to work together on some stuff.In summary: fraud. 

This approach simplifies the sale and avoids unnecessary legal or tax complications.If she want to share the proceeds and tax obligation in a technical way, she need to file a partnership return for this property.This post does not create a CPA-Client relationship.

Others are responsible with their budget and can stretch a dollar.If they are excellent renters, I would offer them the option to renew and let them make the choice.

Regardless of the type of lender you work with, building a trusting relationship is crucial.

It takes time to build relationships with local wholesalers & tired LLs, where ever you are looking to buy.   

The lower barrier to entry would be excellent for my personally smaller net worth.