All cleaners must go on checkout day and I allow limited exceptions in peak season and weather / emergencies etc. 

Most repair calls with STRs are "emergencies". 

Real estate companies that embrace this new reality will emerge not only compliant but more resilient, more attractive to investors, and better prepared to navigate the future of the industry.

This mindset encourages thorough research, allowing investors to identify emerging markets and trends that can lead to lucrative opportunities.

Similarly, Houston has published statistics to highlight concerns with STRs: the city counts 10,545 short-term rentals and has logged 7,789 non-emergency 311 calls along with 61,167 emergency 911 calls within 300 feet of these properties from June 2023 to June 2024.

This is an emergency situation.Regarding further protection, it gets messy and confusing.

Had to cancel my trip in the last minute as my wife is in a medical emergency.

Market Analysis: Continuously monitor new and emerging markets.

My current W2 is an Emergency Room Nurse in San Francisco.

Suggest saving the money though, for possible emergencies, and then paying down the loan at the refinance closing.This may take 12-24 months, so how badly do you want to invest to build wealth?