The crisis hurt that market very badly. 

The opioid crisis has hit this country hard, and I suspect that is part of what is happening here as previously solid tenants flaked out, and another left due to violent crime.

And when the crash hit you weren't in a crisis mode. 

The rules have changed somewhat from the crisis when we first got into our duplex. 

Im trying to get into longer notes because I don't know what are banking future looks like and will there be another crisis.

The ability to make a positive difference in my community by striving to provide clean, safe, affordable, comfortable and quiet housing for responsible renters.There is a severe housing crisis in many parts of the country.

Several other smaller banks seem to have been bought out during the crisis, so I'm struggling to find any others to even reach out to.

Probably not, considering that 10 years ago it was the worse economic crisis in at least 70 years since the Great Depression.BUT, if those who did not understand that it was a FANTASTIC time to invest once the crisis was over, even if the same thing occurs, their risk intolerance will probably steer them to the investments that won't appreciate the most, and that is unfortunate.This is really about education in the long run.People have to add to their inventory of skill sets for an investor the ability to calculate and understand appreciation and other future values.It's the only way to get used to the psychology that things change in the future and where you buy can either capture that change if it's good, or avoid it if it is not.I just can't believe people make a decision on an Investment based on one single calculation for today, usually the Cash on Cash Return, and then completely ignore all future economics.That's like the squirrel that doesn't bother saving his nuts for the winter because he has a lot around in the fall when they dropped off the trees.Good thing squirrels can think about the future value of saving his nuts!

So it sounds like a straight cash offer would fly.here is the Oregon one  look up Washington oneAs used in ORS 646A.702 to 646A.720     basically what is says is if you buy a property in foreclosure and U flip it you have to give the old owner a % of the money you make on it  there are time lines and %  calcs in these laws.it was for this reason I stopped doing this.. now if you buy at trustee sale or sheriffs sale this law does not apply just in pre foreclosure and these were enacted during the mortgage crisis.. but they remain on the books.. 

Proposition 10 will make California’s housing crisis worse.