They will approve it or deny it.

In any case, I denied the request, agreed with all the other points everyone made…they requested it at my normal rates for the whole year which would be significantly above what I would get for a long term lease.

It is very common in CRE to bait and switch or have a loan denied and paying $2k+ for an appraisal and a 1% deposit. 

. - Hostfully(seems to be most cheap)- Uplisting(seems to be the most professional)- Hospitable(most friendly UI & the only one I currently have experience with)     Biggest con for me is lacking in ai for messaging which they've denied integrations with developers.

Now they are screwed - every time they fill out an application, for their next rental, to buy anything on credit (like a car) or buying a house...this Judgement will pop up and they will be denied.

My question is what if the rental assistance gets denied.

Tell them it's for hookers and blow, and they'll approve the heloc.Tell them it's to invest the money, and they'll deny it.That's not a joke, it's the truth.

We asked her Mom about it and she admits that she applied for the loan but denies having given my girlfriends SS# or info to the bank.

Clearly explain the situation and request that they address the issue as per your policy.If the title insurance company is unresponsive or denies your claim, then it may be necessary to consult with an attorney to explore further legal action.

This was not unique to a specific lender but some made the process easier then others for sure.Anyway, I am now approaching 75% LTV (based on initial purchase price) for the last investment property with PMI so I reached out to start the process and was denied with no explanation.