In Florida where I live that amount is the first $50,000 for a married couple are exempt.So to put all that into action, let's say the previous owner paid $100,000 for the property 20 years ago and lived in the property.  

I've done a couple of direct loans, but for the most part, I work with a mortgage broker who brings deals to me.

I arrive in Portugal a couple of days ago.

I was asked to join a couple of real estate groups and this one fell in to my hands.

The reason we supply a couple packs is to avoid the cheap knockoffs. 

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

I have been listening to BiggerPockets for a couple of months now and have been doing my own research over the past several months as well.

Do those both not increase every year or every couple of years at the minimum.

It was held by the previous owner for a very long time, so I wouldn't be surprised if some basic facts about the house are incorrect.I was making an offer on a house a couple years ago and discovered that the owner was paying taxes on an additional house that was on the neighbors lot and didn't know it!

I added a couple of different offerings with them earlier this year as well.