if they are pressuring you like this.PLEASE watch the American Greed Episode on Remmington Financial  .not saying these guys wont or don't fund of course.. but when I do my deals with my banks its common that I pay for the phase one and the appraiser directly..  

Just a guess though as it's impossible to know without more information.Difference in conditions really doesn't have anything to do with the amount of coverage.Surplus lines policies are more and more common in this space. 

You could tell by the “vile” reaction of the OP when I mentioned that he provided no proof of fraud how “unhinged” he is.  

Getting his/her initial reaction could open the door to an agreement that works for both of you.

Quote from @Alex Moazeni: You are making the common mistake of allowing a tenant to push you around.This is your property.

Broken windows, stolen AC units, etc. are common and eat away at your profits.You will find stories about this throughout the forums.

With all of the "hot" market sales and the changes between selling agents/buying agents agreements what are you recommending for a listing agreement length of time anda buyer agreement length of timeI think many agreements have a clause binding a client to the agreement for "specifically shown properties" for an additional period of time after it expires.Is that common? 

It's most common in the north-east.I assume you'll hire a home inspector.

Lack of startup funding is common. 

Depending on the type of replacement cost (functional, common construction, etc.) you may or may not be able to get reimbursed or replace with the exact materials that were there before.