Also with the CC snowballing, I won't be able to make it two years without some other sort of intervention. 

I have some time before the renovation is completed.Yes, I have a tabletop convection oven myself that works well for all sorts of cooking, even baking. 

Then ask them specifically if they help with this sort of thing.Oftentimes owners of businesses want their employees to "think like an owner."

Maybe leaving a goodie basket and a handwritten note or something of the sort for your first few guests. 

A true Portfolio program offers a 15% Down for any SFR or up to a 2-4 Unit Multifamily but requires proof of some sort of income.

But I kinda love that sort of thing...I drove block-by-block around a dozen neighborhoods of interest and mapped out where I want to be lol.

Again, you certainly don't have to verify it this way and to some extent that is why most invest with turnkey companies - it makes it easy and is a sort of one-stop-shop but I think your definition of doing your 'homework' may be different than my definition.

I of course have no real idea, but based on observations and years of being a political junkie of sorts......I think that number is about right.

One thing you may want to consider is some sort of umbrella insurance - that might be a cheaper option, I'd price out bother.

Yes, Elon went and started blowing up rockets to sort out things BUT don't forget that was R&D NOT "trial and error".