I would love to meet up and chat!  

Get out and meet some other investors at meetups and that will help you curate what some of those ideas would be like in real life, with the input of others who have done it.

You can probably meet him in person if you attend the next HH.

A tax professional can help determine if you meet the criteria for deducting expenses in 2024. 

I'd like to take this time to schedule a brief call 02/17 at your earliest convenience to delve into more detail as far as how I can quickly analyze and find properties that meet a minimum cap rate.

REPS is for someone who meets specific requirements- at least 750 hours in real estate and more time on real estate than anything else; so having a fulltime job disqualifies someone. 

Happy to meet for lunch sometime and talk about how we can help each other!

Cash out would take me from a 7.25% rate to 8%, which is a few hundred dollars per month, and they will likely make me wait all through March to do the cash out to meet seasoning which is another $2400 interest payment I could avoid if we could refi by the end of this month.

Looking forward to meeting others in the area. 

As long as it meets "minimum" size standards it can look like a broom closet and be considered a bedroom... ridiculous, but it's out there, and in a tight market people will pay for it...