If it is with HUD, did they foreclose or is HUD servicing the loan? 

Most lenders I've worked with will use the lesser of the current rents or market rents reported by the appraiser when calculating your debt service coverage ratio. 

If you have questions about anything to do with PPR, just call them, they've always had great customer service with me. 

External Revenue Service :)

As they are getting paid to provide a service.

I'm looking to not only share my experiences but also offer my services to those who might need them.

By house hacking, you're immediately positioned as a landlord, which will adequately pressure you to learn how to structure your leases, screen applications, collect rental payments, resolve the nuances of managing tenants and addressing property issues, etc.

although I'm skeptical of going with her service, it is pretty logical because she would be helping me rent out a property long-term but sublease it for Airbnb.

I could understand a more substantial ownership interest if those services were included as part of your responsibility, so perhaps you look at ways to contribute more services to the partnership that can reduce the partnership costs.

Prioritize deals that offer steady long-term returns over ones that seem too good to be true.DSCR Loans for Growth:Debt Service Coverage Ratio (DSCR) loans can be a game-changer for investors who want to scale.