Ask for documentation that justifies these alterations.It's essential to feel confident and informed throughout the lending process, so don't hesitate to advocate for yourself and seek out advice or alternative options.

You can probably "find a guy" for cheap but they will spray everything (blow and go) and cut corners.

I'm not saying to be there friend, just be an advocate to having a nice comfortable and safe place to live.  

For one, my lender told me banks won't do loan assumptions even if the loans are assumable, but I think they were just blowing smoke so I would get a new loan with them.

It is a beautiful area but because of the zoning and rules up there it would be difficult for the area to "blow up" and have a ton of new growth.

In a disputed claim situation your agent, who you may need to advocate on your behalf, may be stuck in between two clients - the tenant and you the landlord. 

I am actually an advocate for owning investment real estate in an LLC, but in a far simpler fashion than most believe is necessary. 

Adding sq ft, blowing out walls, second story, coffered ceilings are few aside from the obvious kitchen and baths.

Smaller facilities have smaller operating budgets so any one bigger repair or required maintenance item can blow your annual budget.

Now full disclosure, I am only a few months into my relationship with these providers so it could all blow up in my face, but ultimately I wanted to take action and for me this was the safest way to do that and I also figured the learning along the way might be worth giving up some larger returns.