Here in New York, it's kind of up in the air. 

I have a fully furnished home I want to put on Air BnB.  

For example, you may build a house that costs $1 million to build, but once it is finished is immediately valued at $1.3 million, so you created 300k in equity out of thin air which you can use to borrow against.

I run an air BnB out of my home in Southern Vt And I own 2 condos at Mt Snow. 

Can i stay at my parents house on Long Island  for some time in the spring/summer so I can service my accounts here ? 

Air BNB allowed.

I do get you having some concern maybe going into winter in WI and wondering if tenant activity will be there to fill a vacancy (with lots of leases and moving around happening spring-summer).  

The key is the fed knows they need to help mortgage rates right now so if they lower the fed rate AND stop selling the treas bonds in their porfolio, that will help create more demand for bond sales to keep prices up and get rates down a bit.I can see mortgage rates hitting 5 to 5.25 by spring of next year. 

In our property, the house was open to the air in the damp environment of coastal Florida, no heat or A/C at the house.  

We have good success with STR and MTR, lots of Universities here, 2 Air Force Bases, Air War College, Space Force, 3 hospitals, Amazon distribution center, Meta data facility, Hyundai manufacturing, 2nd lowest taxes in the nation.