We have not disabled ours or converted to gas, but Tenant must sign a Fireplace Addendum stating if they use it, we require a higher renter's liability policy with us as additional insured, rules on wood, storage, use, safety, they pay for yearly professional cleaning each year they are there, etc.  

Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  

I have forwarded it to the Colorado AG and Judicial Committee in the legislature.

., have a clause that makes your policy invalid if the property is vacant for more than 30 days.- Check with your insurance agent ASAP.You'll need to file a claim and get a claim number.Try to get an insurance adjustor in ASAP, so you can start pumping water out, removing all water damaged drywall and get dehumidifiers in. - Note: the insurance company's adjustor will try to minimize your claim amount.

One other market-wide factor I’d throw in is local government policies.

Our policy is no evictions, ever.  

You could ask them to just monitor your wallet to ensure sufficient funds, but then they'd have to trust your security policy and procedures are at least as good as the exchanges.  

Whether or not your household currently has pets, I am going to share our pet policy.

I’m very sent several notices to all the tenants in that building regarding the no smoking policy.

The 2005 loan shows it as a first lien so I assume they cleared the history somehow but they are unwilling to share the policy.