The way I interpret the following policy clause is that so long as the property is defined
as other than "VACANT" which is the case when the property is being
"constructed, altered or repaired", the 30-day time ...

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

Here’s how they help you break through hurdles and tips for finding the right broker for your needs.1.

Appreciate any help. 

Loads of information on the forums and BP tools for you to expand your knowledge or find just about anything.I am on the lending side of things and am always happy to talk shop with investors looking to learn more about financing options out there, even if not in my resource pool.

Are there any resources that help explain what type of terms we should ask for?

A non-franchised Broker with six agents won't have professional training and resources, so a new agent won't be trained as well and will struggle to get started. 

If you're strictly seeking off-market deals, I recommend connecting with and working with a reliable/resourceful wholesaler instead of a real estate agent.

You gave great info on background to help understand where you're at! 

The Real Estate Rookie podcast is such a great resource—you're off to a fantastic start.