They just have to say that you broke the law, and no explanation is really needed.

Simplified explanation but that's the reason it can appraise higher.

The good news is he had a very solid explanation for why this was all happening which is what got him over the hurdle.As you mentioned this is lender specific but 620 is the minimum FICO score required. 

I like monthly email with a written explanation of the operations, as well as the monthly P&L statement.

(And no, this isn't a request for explanation.)I don't believe in the long term outlook for crypto.

Thanks for the explanation! 

TC: An email was sent with these charges explanation back in Sept '22.2.

We don't often ask for explanations for second home unless there is a reason to. 

I genuinely want to find the rationale behind the 5%-6% commissions.David Greene's explanation for this is that "probably 95%-98% of the times that a Realtor helping clients, they don't get paid for...You have to compensate them enough so they make enough to support themselves for all the people that are not paying them."

I’m just curious, if anyone can give me a better explanation I’d really appreciate it, thanks!