If you know the 2 bedroom median rent in the area, population trends and the last time rent was raised that's helpful too

I'm also thinking of turning a room downstairs into a bedroom with a simple wall.The TH is actually across from UCSD, not SDSU.  

I'm always impressed with people's creative ideas!!!  

It's a 4 bedroom SFH for $325k, built in 1990 and it's got many upgrades including a 2024 roof.

That's right, only those willing to compromise.This is also why many so-called "creative financing" deals often involve low-quality properties.

. $50 per bedroom, so a 4-bedroom house will cost you about $150~200consumables - bathroom supplies, kitchen supplies, beverage supplies: $20~30 per week, depending on how much you providewear and tear - towels, linen, kitchen utensils, some furniture: $1000~2000 per yearRepairs/replacement for things that guests break or steal:  $1000~2000 per yearAlso, if your personal use is less than 14 days a year, the entire property's expense is deductible against STR income, but if you use more than 14 days, then you will have to calculate the proportion of how many days it's rented out vs how many days you or your family uses. 

Keep in mind, there are scenarios where you can use creative financing or OPM to get that duplex in the future.

Keep in mind that strict rules apply, such as avoiding self-dealing, prohibited transactions, and personally benefiting from the property.If you’re not looking to involve your IRA directly in the property purchase, you could explore other creative financing strategies outside of your retirement account.

I think the area is short on larger (4-5 Bedroom) homes that can really accomodate a whole family.  

Others would take that 2/2 and rent out each bedroom to undergraduates, or rent to one and allow sublets.