I realize that the answer to this question may be too lengthy to write as a response here, but I sure could use some advice.

Are the state by state filings just as lengthy as the original SEC filing?

My house has been on the market for a lengthy period of time.

“I worked with an investor once, and they would call at all hours expecting me to drop all my other clients to work on what they wanted.”Again, I could make a lengthy list, but a majority of the complaints from the agent side have a common thread.

Please always be sure you have multiple pathways within a deal or out of a deal.My apologies for such a lengthy post.

I am currently writing a lengthy article on how to read a private placement and what you, as an investor, should look for.

Ironically, my agent warned that buying a short sale property can be a lengthy process.

These include: The Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) and the banking departments of various states also regulate financial institutions.Traditional Bank Cons:Possibly Lengthy Application ProcessStrict Underwriting Guidelines including financial documents to support debt to income ratiosLonger Underwriting Times that can go between 45-60+ days depending on property.Private Lender Pros:Fast & Easy Application Process due to being asset-based lender.Credit Score less of a factor as the weight is based on ability to make payments and not debt-to-income ratios.Generally quick funding turnaround between 5-10 business days. 

I have a lengthy Legal Opinion, from my seasoned Legal Team regarding this matter. 

Below is a snippet of the delayed financing program, you can search in these forums as this topic has been discussed at length. I