Had you chosen the right property to buy-rehab-rent, you can repeat the process by refinancing it: The BRRRR model is based on having enough equity in your property (by buying low, adding value or both) so you could use it as a down payment for the long term mortgage, and pull out the loaned funds in order to move on to your next property.Bottom line, the benefit of refinancing is to "recycle" your initial investment to buy the next property. 

It is a result of the way you have chosen to lay out your building. 

I have chosen to do a half month.

The lender has chosen not to foreclose, (they started and stopped 1 1/2 years ago) and refused a deed in lieu of foreclosure.

Your (potential) tenants have chosen to live this way.

I have chosen to live a middle class life style and as such others have no idea of what my level of wealth is.

I believe I need to keep learning while networking in my chosen market to be able to be poised to target these kinds of purchases.

What worked for Craig Curelop or Scott Trench where they may have chosen to rent their properties by room, live behind a partition in their living room while renting out the rest of their houses on airbnb, or renting out their cars for extra cash, may or may not appeal to you.

Of course, real estate investing is a risk, and I have chosen to undertake this task; I am open, however, to improving my chances and minimalizing risk where possible. 

In spite of having max weight in the lottery, one of our STRs was not chosen in the lottery.