We go up we go down, we make a killing we get killed, the one constant is we continue to learn, stay calm and carry on!

Sometimes people get annoyed, but when I explain that we don't charge an app fee, they usually calm down. 

@Sue K.Thank Sue, your response calmed my nerves a bit.

The snow is something I never did get used to when I lived there a short two years but the state is so calm and people are so much social than Some California’s in my opinion. 

Just be calm and respectful. 

Not all borrowers will see a change in their quoted rate over the past few days, but in those cases, the closing costs would be lower or the lender credit would be higher.Although there was a reasonable chance that we'd see increased volatility in the markets that underlie mortgage rates today, trading remained calm and positive.

Usually tenants complain the first 2-3 months after they move in about whatever is wrong and then they calm down. 

It always calms and recharges me.

So, you can calm down.Your insurance covers your property.  

Hi All,After inspecting the attic and talking to the tenants, who were generally very calm about it, I discovered a thin layer of soot from the original sheathing material on most everything in the attic.The main thing that is claimed as ruined is a baby mattress for the crib, which I offered to replace.