How much are fees for title insurance and your esrow/settlement agent/attorney?

Will the bank provide you with a clean, insurable title at the settlement or a warranty deed?

for example i have a decent nest egg of money saved and so does my co app. as well as my co app in a union contract with scheduled raises. i am also scheduled to receive a settlement check for an accident in 4 years. could these things make them look past my short history at my current job?

Everything was smooth until about 5 days prior to settlement the title rep called me and said settlement will not happen.

Yes lots of opportunities here - you should attend some of our auctions - look it up on my profile - last week an investor netted $12,000 on one flip property - was in for $60,000 and flipped it for $72,000 - all within 3 weeks - 4 more weeks to settlement and he walks with $12,000 (no rehab, no need for a loan, no HML and no ownership, no agents, no title companies and no settlement cost).At 74 now, I have been here in Baltimore investing for 48 years - my friend Ned Carey was one of my protege.

(I own an auction company - you should have a running agreement with a local auctioneer so that when you do the next one you are ready.)You should be able to flip your controlled property from contract to settlement in nor more than 7 weeksAs for the tenant - sure it is OK for the deed owner to give the tenant notice to vacate - probably  good idea if your assignee is going to live there.The most important thing is that you are controlling the property at a discount and that there is enough juice (equity) for you to make money!

Hi,With regards to the above that is crossed (see pic) on a Settlement Statement (HUD-1) which I'm analysing.What does the abbreviation stand for?

But, shortly thereafter I told them I'm also using a local title company (for just title insurance and paperwork, I guess, as seller's comp won't budge on title search and settlement fee?).  

That is a lot of cracks, you need a contractor for that, it could be an easy patch, or as severe as settlement.

RESPA settlement procedures do not typically apply to 5+ unit or commercial transactions.