Auto loans, not so much, in that there's a relief mechanism (bankruptcy & default).

That limitation can be removed if the consumer/borrower attempts to reinstate the account or applies for modification or relief.  

Real estate in Sacramento and Stockton is only getting more expensive as the Bay Area investors and buyers come in seeking relief from the crushingly expensive housing market in the Bay.

The investment properties would also be passed over to my kids and grandchildren to help contribute to their financial security.Prices in Toronto have sky rocketed in recent years pushing me out of the market however, there has been some relief recently. 

The tenants get housing, the OP gets a relief from the guilt and some fortunate charity gets an unexpected influx of funds....brilliant! 

But this time of relief.

This also accelerates the bank reconciliation procedure.

So far, it's been mostly plumbing:Hot water heater pilot light out (gas).Dripping faucets.Hot water heater thermostat broken (electric).Hot water heater pressure relief valve leaking.Water supply line to Evap Cooler split open.Every one of the plumbing problems was an easy fix and inexpensive.  

I would definatly have them pay.I would have stress relief cracks cut 1/2" deep in the sidewalk every 6 feet if they are not already there and actually cut through and remove 6 feet of the damaged section and replace it.

The stats gave me a little relief, I thought for sure I was the biggest poster for the last week, but I didn't even make the list!