At least we've gotten past the election uncertainties (prop 21, 15), Biden vs Trump, and multiple vaccines on the way, though the current COVID spike and increased restrictions aren't helping. 

Some things may not make "financial" sense but if they improve your life or make your children happy or some other personal feeling then that trumps the financial investment. 

Donald Servick

@Martin Lindsay I would say that the appraiser's value trumps your ARV estimate. 

The other option is to go to court through a forcible detainer action, where the court is supposed to consider only the non-payment of rent in determining whether the Landlord can regain control of the space and its non-personal contents.If a bankruptcy is filed, then Landlord's rights are severely cut as federal courts trump local statutes, and leases.

I've noticed when people hear your coming from NYC they think your Donald Trump with all this extra money to blow.

Trump and the CDC have enacted the 1944 National Health and Safety Act that bans eviction nationwide and regardless if your loan is Federally back, or if you have a loan at all!

Basically there will be a perimeter from I-20 to Donald Hollowell, Lowery and Northside drive.  

I really want my cake and to eat it too (but cash flow still trumps equity). 

Then trump came up with the craziest deficit busting tax cut in history and I knew we were going to be in trouble.